Thoughts on 2020 and Q&A from Paul’s Listeners & Readers

Jan. 2, 2020

In this podcast, Paul shares his thoughts for the coming year and answers investor questions.

1. The S&P 500 has made 5% more than the portfolio you recommend.  Should I put it all in the S&P? 14:50
2. What do you think of the new Avantis ETFs?27:05
3. What do you think about structured notes?  In the answer I make reference to an article by Larry Swedroe:  31:34 https://alphaarchitect.com/2019/08/22/structured-notes-the-exploitation-of-retail-investors/
4. Can whole life insurance cash value be considered the same as bonds? 37:59
5. I am 27 with a wife and 2 year old daughter.  What should I do with $150,000? 41:45
6. I want to live on $2 million in retirement.  What dividend funds do you recommend? 48:16
7. What do I do if my 401k does not offer target date funds? 53:31
8. For a young investor do you prefer your portfolio 7 (well diversified) or portfolio 8 (all value).  58:33

This is the link to the recommended portfolios:  https://paulmerriman.com/best-in-class-recommended-portfolios-2019/