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Podcast

Staying in the Black

Ms. Black

Stay in the Black is dedicated helping teachers get their money straight and live their fullest life on a public servant salary Are you a teacher living check to check? Are you worried about your student loans? Can you afford to purchase a home? Can you afford to have children or send them to college? In this podcast we will cover pensions, student loans, side hustles and ways to maximize …

Episodes

183

Staying in the Black · Jun 13, 2025

Birthday Trip!

Ms. Black shares some of the financial decisions regarding her 50th Birthday celebration. The episode was recorded in Morocco. Listen and start planning your next celebration. Ms. Black, the host of Staying in the …

21:12

Staying in the Black · Jun 6, 2025

Money lesson for Young Adult Child

In this episode, Ms. Black talks about teaching young adult children intentional money lessons. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She …

25:29

Staying in the Black · May 30, 2025

Preparing for a Recession

In this episode, Ms. Black talks about steps to take in a recession. Although she does not believe in causing financial fear she's received several calls about recession concerns and decided to record an …

16:16

Staying in the Black · May 23, 2025

Book Review: Feel Good Finance by

In this episode, Ms. Black reviews Feel Good Finance by Aja Evans. This book has the most impact on Ms. Black current practice. She has even purchased a hard copy of the book. Ms. …

38:13

Staying in the Black · May 16, 2025

Boycott!

In this episode, Ms. Black shares why you should be intentional about where you spend your money and she is participating in a boycott. Ms. Black, the host of Staying in the Black, is …

20:45

Staying in the Black · May 2, 2025

Book Review: Money Out Loud by Berna Anat

In this episode, Ms. Black reviews Money Out Loud: All the Financial Stuff No One Taught Us by Berna Anat. Book reviewed Money Out Loud by Berna Anat Other Books Mentioned Girl, Get Your …

21:22

Staying in the Black · Apr 25, 2025

Celebrating Financial Wins

In this episode, Ms Black discusses the importance of celebrating all financial wins, She shared how to schedule in you celebrations for saving and debt reduction. Celebration Steps Set the goalIdentify check-ins (weekly, monthly, …

19:58

Staying in the Black · Apr 18, 2025

Runway to Entrepreneurship Q1 2025

In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two …

16:18

Staying in the Black · Apr 11, 2025

Runway to Retirement Q1 2025

In this episode Ms. Black gives a update on Runway to Retirement. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two …

26:07

Staying in the Black · Apr 4, 2025

FinLit Month/ 8 Keys for Financial Empowerment

This episode kicks-off Financial Literacy Month! Ms. Black reviews the 8 Keys for Financial Empowerment Budgeting-tracking your spending allows you to see where your money is going and identify areas where you can save …

29:27

Staying in the Black · Mar 28, 2025

Book review: Happy Mind, Happy Life by Dr. Ragan Chatterjee

In this episode, Ms. Black reviews Happy Mind, Happy Life by Dr. Ragan Chatterjee. This book provides you the research behind happiness and exercises to improve your happiness. Book: Happy Mind, Happy Life: The …

33:13

Staying in the Black · Mar 21, 2025

What is Wealth?

In this episode Ms. Black discusses the definition of wealth and the importance of defining it for yourself. She shared a newsletter on Substack How to be Rich by Andrew Lokenauth including the steps …

29:14

Staying in the Black · Mar 7, 2025

Making the Retirement Decision

In this episode Ms. Black talks about deciding to retire. Her client that discover that they would earn more in retirement than they are making working decided to now! Ms. Black shares how her …

18:56

Staying in the Black · Feb 21, 2025

Teaching Financial Literacy

In this episode, Ms. Black speaks about teaching financial literacy to students and provides resources. Next Generation Personal Financer: https://www.ngpf.org/ FDIC Money Smart for Young People: https://www.fdic.gov/consumer-resource-center/money-smart-young-people Pockets Change: https://www.pocketschange.com/ Ms. Black, the host …

21:20

Staying in the Black · Feb 14, 2025

Joining the (Credit Card) Points Game!

In this episode Ms. Black share how and why she'd joined the credit points game, the pros, cons, and challenges of the points game. Ms. Black, the host of Staying in the Black, is …

24:38

Staying in the Black · Feb 7, 2025

Personal Finance is Personal

In this episode, Ms. Black speak about personal finance is personal. She shares how everyone financial journey is unique and the purpose the podcast is to she her journey so that you can learn …

24:28

Staying in the Black · Jan 31, 2025

How Doing the Math Can Eliminate F.E.A.R!

In this episode, Ms. Black share the story of one her clients and their F.E.A.R. of retiring. Once they did the clients retirement math they discovered they would make more money in retirement! F-False …

22:20

Staying in the Black · Jan 24, 2025

Runway to Entrepreneurship 2024 Q4

In this episode Ms. Black gives a update on Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two …

15:42

Staying in the Black · Jan 17, 2025

Runway to Retirement 2024 Q4

In this episode Ms. Black gives a update on Runway to Retirement. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two …

33:42

Staying in the Black · Jan 10, 2025

Happy New Year, I'm Back

After a seven month hiatus Ms. Black is back! She shares what she's been up to and why she's been missing in action. Ms. Black is excited to get back to podcasting, sharing personal …

20:55

Staying in the Black · May 17, 2024

What happens when your car is totaled?

In this episode Ms, Black talks about the her car being totaled. She shares the whole process from police report to find a new - new-to-her (used) car. Ms. Black, the host of Staying …

30:55

Staying in the Black · Apr 17, 2024

Book Review: Tiny Habits by BJ Fogg

In this episode Ms, Black reviews Tiny Habits by BJ Fogg. after reading Power of a Habit and Atomic Habits I think I found the book that helped me establish new habits or break …

35:56

Staying in the Black · Mar 6, 2024

Are your memberships worth it?

In this episode Ms. Black evaluates the value of her professional and social memberships. Ask yourself the following questions to evaluate your memberships: Is the membership necessary/meaning to your life (work/networking)?Do you utilized the …

22:56

Staying in the Black · Mar 1, 2024

Make sure you monitor your financial accounts

In this episode Ms. Black share how she's lost thousands of dollars in interest because she did not monitor the interest on her high yield savings account (HSYA). The lesson learned is to not …

23:25

Staying in the Black · Feb 24, 2024

Be Intentional with Your Raises

In this NYC episode Ms. Black discusses the raises that principals and managers received and the importance of being intentional about how you allocate your increase income. Consider your options, increase your retirement saving, …

23:23

Staying in the Black · Feb 17, 2024

Runway to Entrepreneurship 2023 Q4

In this episode Ms. Black updates you on her Runway to Entrepreneurship. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two …

19:26

Staying in the Black · Feb 2, 2024

Runway to Retirement 2023 Q4

In this episode Ms. Black shares her 2023, 4th Quarter retirement account numbers. She shares two books that support her with her retirement mindset. Listen to her book reviews below. Book Review: It's Not …

13:58

Staying in the Black · Feb 2, 2024

I Met with Two Certified Financial Planners (CFP)

Ms. Black wants to know if she can afford to retire early so she consulted with two Certified Financial Planners (CFP). In this episode Ms. Black shares her experiences meeting with 2 CFPs. Find …

42:10

Staying in the Black · Jan 19, 2024

Exploring side hustles and next chapter options

In this episode Ms. Black discuss the importance of exploring side hustles and next chapter options. You may be interested in starting a side hustle or have an idea of what you want to …

28:31

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