This podcast is an absolute must listen if you are planning on properly saving for retirement, especially if you are in a field like education which offers a 403(b) plan . Dan and Scott do a wonderful job of discussing the aspects of all types of retirement plans and really go in-depth about what teachers need to know when beginning to plan for their retirement savings. This is exactly the kind of podcast that I wish I had listened to when I first started teaching because it would have saved me THOUSANDS in fees and expenses. Plus, you can clearly tell that these guys are just terrific people who are putting in the time and effort describing these issues so that educators and others are not taken advantage of by poor investment options. And as an added bonus, their commentary and interviews are really funny and entertaining. If you are in education and are thinking about or currently investing through a 403(b) or IRA, please do yourself a financial favor and listen to this podcast!