I used to listen to Dave Ramsey years ago when I was a financially struggling single parent as I found his advice helpful and often applicable to my own circumstances. I liked his folksy, matter-of-fact style, and while he might have been stern, his advice was always delivered with kindness. However, having just listened to last Friday's show wherein he berated a poor woman, laughed at her, and called her stupid, I have decided Mr. Ramsey is well past his prime and should probably hang it up. I'm just not into listening to people being publicly humiliated, espcially when they are seeking help. I also think if it had been a man calling, the caller would not have been treated so rudely and disdainfully.