Very helpful podcast. Lots of great advice and info. Commercial breaks are way too loud for us listening on ear buds at work. Getting out of debt and building wealth may cost me my hearing.
Dave is obviously very knowledgeable about finances and is extremely helpful, but does anyone else find him to be condescending? I understand being straight forward and telling people how it is, but sometimes it’s infuriating how rude he is to people calling and asking for help. Not everyone has years of experience like him and are looking up to him help, and he talks down to them
I am 22, and I could not thank Dave more for making my money over as well as his own! I’m so glad I got the answers I need when I’m 22 rather than 40 and in debt with twice as much money... I’m working my debt down all I have is my car to pay off!!
I like the podcast and most of the topics but there’s soooo much intro and segment transition music that I have to skip a lot. But now that I know how to skip, it’s all good!
Dave and his team are a winning formula. Although abrupt, I needed to hear it all. The plan is doable and fast with self control. Dave looks at the whole picture. Thank you!!!!
His view on money to get out of debt, save up, and build wealth inspire me everyday. That way I can live and give like no one else. Millionaire theme hour is my favorite segment.
I too am just a hillbilly and I love Dave’s philosophy and humor. I am working my way out of debt and on my way to millionaire status. Thank you for making me be intentional
Love his very simple and logical approach to money. Makes obtaining goals easy. Just apply the principles. Listening will help you stay focused and keep your eye on the prize: financial freedom.
Common sense about finances with small amounts of biblical influence. I’m a huge fan of Dave Ramsey and his show. He takes calls 85% of The time, so he’s always helping people.
You have been doing stupid things with Money, and Dave has done them before too. He will walk you through how to fix being broke and get on the path to prosperity.
I listen to Dave during my hour-long commute after work every day. It motivates me to hear of others in the same situation as me and how they worked toward success. Dave’s tips are realistic and doable, and this keeps me on track!
This show woke me up to the stress I was putting on my marriage my being disengaged from our finances. On top of that it gave me the information, motivation, and tools I needed to become an active participant in managing our personal finances. I am so grateful that I found this and I cannot overstate how helpful I have found this program.
I think the thing that I enjoy the most about this show is that the advice and care offered to the callers is consistent, and strives to hear the truth if where people are. I recommend it.
I was a 44 year old normal New Englander making good money, but owed $38K and realized I was in trouble financially and couldn’t see my way out of debt. I did an internet search on how to pay off debt and saw Dave’s face. I remembered that I had bought the Total Money Makeover on my last trip to the book store.
I got the book out and started to read while it while also listening to the podcasts. I humbly say, “Thank you Dave.”
I appreciate your service and encourage every person struggling with personal finance to give your lessons a try. My perception of finance/life has been forever changed for the better of my legacy. I finally understand how to manage money.
Thank you again for all that you and your entire team are doing!
The financial advice on this podcast is solid, and I can attest that I have personally benefited from it. Not just the "get out of debt stuff" either - Dave knows about a lot more than that. However, the amount of advertising, both for the Ramsey products and for outside companies, is absurd. The amount of actual content in a 40 minute show is actually quite small, particularly when you take out the Dave rants (a part of the show I could also do without).
Lots of good tips and practical advice. A bit too high and mighty at times. Too much bible thumping too. Be ready with your fast fwd button and use often.
Some of the guest hosts are terrible and do nothing but self promote.
Dave is speaking to people who lack motivation, follow through and discipline. He waters it down so people get their debt paid off. He should encourage people to get their employer 401k match, but opts for the scorched earth approach.
It’s definitely not the most cost effective way to get out of debt but the goal is to complete the journey.
Mixed feelings on the rating but a 3 out of 5 seems appropriate.
Title says it all. Dave seems to have a terrible time avoiding jumping all over the place and making simple and logical financial problems convoluted and theological. Not helpful.
One bad piece of actual advice I heard him give was to recommend an old Audi and BMW over a less expensive Chevy on the basis of reliability and maintenance. He doesn't know much about cars.
Quite frankly, I don't trust him, and watch out for his "endorsed" financial advisors. They took advantage of us and after doing some research online and reading some other financial blogs, I realized that I was naive in buying into the Dave Ramsey brand at all. My mistake, and it won't happen again. You've been warned.
I used to be able to listen to Dave and get educated on financial issues, but he’s obviously about to retire and I can’t listen to them any more. I used to merely ignore all the religious crap, but not today and not ever again. If evangelicals have taught us anything from the rump administration, it’s that their issues are completely phony and then the least “Christian” of any religion. They can never explain pretending to be Pro life, but profoundly against healthcare or caring for anything older than a fetus - American citizen or not. And, that’s just the low hanging fruit.
Ps. Even ignoring the above, Dave is the only “host” in the current rotation with any talent. He has “it” that allows people listen to him about any topic, but the others are not going to make it as radio or podcast personalities.
“I’m a hillbilly. We don’t do drive by’s, we buy the house next door and lay siege ya little twit” lol!!!!
Dave is the best! I listen to him every day and wish he was on for more than 3 hours a day. Great financial and life advice in a no- nonsense way! Wish I started listening years ago, keep it up Team Ramsey!
I love listening to this podcast daily. I find it interesting to hear Dave's responses to people's financial woes and struggles. I wish there were more Dave Rants and Millionaire Theme Hours though.
I finally decided to jump on the Dave Ramsey bandwagon and listen to his podcast. I’ve never read one of his books or listened to him speak, but he has been recommended several times so I thought I’d give it a try. I listened to an episode about debt blocking your financial dreams. He went off on a crazy rant about tiny homes and was really condescending and downright rude. It was incredibly off-putting.
Everyone I have spoken to talks about how inspiring and motivational he is. How can you be inspired when he’s ranting and raving and calling people stupid? He could’ve said “In my opinion, tiny homes are a bad investment because they are a fad and the majority of the population aren’t buying them.” Instead he chose to be arrogant, condescending and quite full of himself. Talking down to people is not motivating. Couldn’t even finish listening. I definitely won’t be tuning in to his podcast anymore or buying any of his books! What a tool!
I have always been good with my money. However, the simple steps and practical real world advice that Dave and the team gives has really unlocked my dreams. Dave gave me the vernacular for what I was already practicing and the confidence to do what I knew I should do but people said couldn’t be done. Thanks Dave!
I am a liberal agnostic but I can’t help but enjoy Dave so much. His voice is very soothing in my car hahaha. I appreciate his plan and the clarity it provides and are trying my best on it. I don’t agree with 0% of what he says but it doesn’t matter. Listening to him and being more aware of my finances has been a blessing in my life.
It’s gutsy for someone to be willing to call in or write to ask for advice. But Dave needs to be considerate and compassionate. He has financial knowledge which is great, but I think he should share it with sensitivity because money is a stressful subject for many people, especially those needing support and help. Please don’t be mean to those who are willing to be vulnerable.
Dave,
Thank you for your ministries. We have been fighting debt for 30+ years. Obviously not very well until we found your broadcast and then pod casts and attended FPU. As of November 2017 we are and will remain 100% DEPT FREE including the house. Yup, we are weird and proud of it!!
God Bless you and your team,
Brent and Teresa
Thanks Uncle Dave (this is what we call you at home) for making Finance so easy. Our family is now on mission and living with a purpose. We WILL be debt free by 12/2019 thanks to you and your team!
I was enjoying the podcast till Dave decided to go on one of his anti liberal rants. Not really sure we he felt it necessary, but I was actually tuning in because I saw his show as apolitical. It was about helping people, not insulting them.
My friend told me about Mr. Ramsey a little over a year ago. Completely changed my life for the better. Made me look at money and credit in a totally different way. I no longer believe in credit. I truly believe in a cash only policy and changing my family tree. If I can do it as a sole earner with a smaller income and family of 4 anyone can do it. Thank you Mr. Ramsey.
Dave’s advice is simple and straightforward. Following it will lead to success over time. The debt free screams and everyday millionaire hours are inspiring to hear and know that anyone can succeed if they are willing to put in the work.
