I have been listening to this Podcast for over fours years. I just happened across it when first getting an Ipod. They bring in some interesting guests and occasionally land a big name guy like John Vogle of Vanguard fame. One thing that I found, and like the most, is that they are consistent with what they teach and recommend. They are strong advocates of index mutual funds and the lazy portfolio. They recommend a mix of international, domestic, large cap, small cap, value and growth index funds and bonds funds. If you want to know what is the hot stock of the week these guys aren't for you. They remain consistent in what they teach. Even during the crash of 2008-09 they stayed the course. There website has a plenty of useful info, it even includes recommended allocations for many companies 401k plans. I converted over to one of their recommend portfolios in 2007. My portfolio took a hit during the recent crash (like everyones) but I think using their portfolio limited the damage and helped it recover to pre-crash levels. I have never attended one of their seminars (mostly west coast) but my understanding is they don't ask for a dime. All the info on the web site is free. I did buy Paul's book and I got a lot of useful information from it. It contains a lot of the details of how they came up with their recommended portfolios. The guys make it enjoyable to listen to. They are usually busting each others chops so it makes for an easy listen during my one hour commute. If you are looking for a lazy portfolio utilizing mutual funds and not the latest stock tip I would recommend these guys. Give them a try, it won't cost you anything.